Mortgage advice

Know your finances before you start house hunting

Buying a home starts with understanding your financial options. How much can you responsibly borrow, what monthly payments suit you and how much of your own money will you need? Clear mortgage advice shows you where you stand and helps you focus on homes that fit your budget and your wishes.

REMAX Makelaarsgilde does not provide financial advice itself, but we are happy to introduce you to an experienced mortgage adviser. The adviser looks at your personal circumstances, future plans and preferences. Together, mortgage advice and our buying support provide a strong foundation for your property search in Leiden and the surrounding area.

What do you discuss with a mortgage adviser?

A mortgage involves more than finding the lowest interest rate. The advice process covers topics including:

• your income, financial commitments and available savings;
• the maximum mortgage and monthly payments that suit your circumstances;
• different mortgage types, fixed-rate periods and terms;
• the costs of buying and financing a property;
• the effects of possible changes to your income or personal circumstances;
• the steps from application to final mortgage approval.

The mortgage adviser explains your options and points to consider clearly. You receive personal advice from the adviser based on the information you provide.

Why seek mortgage advice before a viewing?

Knowing what you can afford in advance lets you search much more effectively. It prevents you becoming attached to a home outside your budget and helps you judge whether an asking price is realistic for you. When making an offer, it also helps to know how much room you have and which financing conditions matter.

Mortgage advice and buying support

Our agents know the property market in Leiden and neighbouring municipalities. With your financial options as a starting point, we search for suitable homes, accompany you to viewings and advise on your buying strategy. The mortgage adviser provides the financial advice and any mortgage broking; your REMAX agent guides you through finding and buying the home.

How does it work?

1. You contact REMAX Makelaarsgilde.
2. We briefly discuss your plans and introduce you to a mortgage partner.
3. The mortgage adviser reviews your financial situation and explains their approach, services and fees.
4. Once you know your options, you can begin searching for a suitable home.

Check the services and fees

Ask the mortgage adviser which lenders they compare, what work their advice covers and what it costs. The adviser provides a comparison card for this purpose. This lets you assess the service and fees before the advice process begins.

Arrange an introductory meeting

Would you like to know your financial options before looking for a home? Contact REMAX Makelaarsgilde. We will discuss your plans and gladly introduce you to a suitable mortgage partner.

Get in touch 071 516 23 70